*All Funding Options Have NO Upfront Fees!!!*
680 Program: (No Income Docs Required)
- Personal Credit reviewed for pre-approval for Business Credit Cards
- Personal Credit score on all three bureaus 680+ for you or a credit partner
- No bankruptcy or collection accounts (within last 7 years)
- Under 40% utilization on each revolving accounts
- No more than 4-6 inquiries per bureau in the last 6 months- preferably less
- No open(unpaid) collections, liens or judgments
- No late payments in 24 months
- Seasoned bank card trade lines 2K limit
- ( Must have minimum of two (2) open revolving account with a year and a half to two years good payment history )
- 9.9% - 11.99% success rate fee once funding is complete which can be paid with new card
- 0% interest for 6 to 18 months
- Soft pull for pre-approval
- Credit partners can be used if you do not meet the minimum requirements
In order for us to submit you to underwriting for a pre-approval for our Credit Line Hybrid we would require a soft credit pull. Remember a soft pull will have no effect on your credit.
OR
We will need a recent Personal Credit Report - We require a 3rd party (All 3 bureau) credit report from Identityiq.com . Identity IQ provides the best credit report available for this program.
***If you have a Credit Freeze or Fraud Alert on your credit profile that will need to be removed for review.
Personal Loans (Income Docs Needed)
Unsecured Personal Funding W2 – Employees
Funding Details $10,000 to $400,000 -
- Funded in as little as a week.
- Approvals in As Little As 24 Hours
- NO Upfront Costs.
- 15% Success Fee If Funded
- No Down Payment
- No Collateral
- No Reserves needed
- Borrowers pay a 15% (15pts) fee if successfully funded.
- Term Loans – 3, 5, or 7-Year Terms with rates as low as 6%* for well qualified borrowers. Monthly Payments of Principal and Interest.
- Lines of Credit – Flexible Borrowing option. Rates as low as 6%* for well qualified borrowers. Monthly Payments of Principal and Interest. Requires a 700+ Credit Score.
*Lenders determine the interest rates, terms, and payments.
REQUIREMENTS:
1. 650+ Credit Scores: Must be reporting on all 3 credit bureaus.
2. 2+ Years of Clean Credit History: No recent late payments, no judgements, collections, or liens. Bankruptcies must be discharged for a minimum of 2 years.
3. No New Accounts in The Last 6 Months. (Credit Cards, Increasing Credit, Personal Loans, Refinances, Mortgages, etc.)
4. 60% or Lower Revolving Debt
5. No More Than 6 Inquiries on ALL Credit Bureau in the last 6 Months
6. $27,000 Provable Annual Income
DOCUMENTS NEEDED:
- Signed Contract and Completed Application ID Color Copy, Front and Back in PDF or JPEG format.
- Driver’s License, State ID, or Passport
- Proof of Income: W2 & 1 Month Pay Stubs
- Social Security Card Color Copy, Front and Back in PDF or JPEG format
- Logins to Credit Monitoring Website: Must show all 3 scores. NO CREDIT KARMA.
Suggested Services
- 3 Months of Personal Bank Statement: Must show direct deposit.
- Utility Bill: Electric, Gas, Water, Waste, Cable, Telephone, Deed or Lease Contract for Home Voided Personal Check: No Starter Checks.
- Direct Deposit form or Official Letter from the bank if no voided check.
Self-Employed Unsecured Funding 1099/Sole Proprietorship/Single Member LLC
FUNDING DETAILS: $10,000 to $400,000 -
- Funded in as little as a week.
- Approvals in As Little As 24 Hours.
- No Down Payment
- No Collateral
- No Reserves Needed
- No Upfront Costs
- 15% Success Fee If Funded.
- Term Loans – 3 or 5 year(s) with rates as low as 6%* for well qualified borrowers. Monthly Payments are Principal and Interest. *Lenders determine the interest rates, terms, and payments.
REQUIREMENTS:
1. $50,000+ Gross Revenue: Must be in business minimum 2 Years. Adjusted Gross Income (AGI) minimum $27,000.
2. 2+ Years of Clean Credit History: No recent late payments, judgements, collections, or liens. Bankruptcies must be discharged for a minimum of 2 years.
3. 60% or Lower Revolving Debt.
4. 650+ Credit Scores on all 3 Credit Bureaus.
5. No New Accounts in The Last 6 Months. (Credit Cards, Increasing Credit Limits, Mortgages, Refinances, etc.)
6. No More Than 6 Inquiries on ALL Credit Bureau in the last 6 Months.
DOCUMENTS NEEDED:
- Signed Contract and Completed Application
- Color Copy of ID. Front and Back in PDF or JPEG format.
- Color Copy of Social Security Card. Front and Back in PDF or JPEG format.
- Proof of Income: 2 Years 1040 Filed Returns, Schedule C and 4506T (For Personal and Business)
- Logins to Credit Monitoring Website: Must show all 3 scores. NO CREDIT KARMA.
Suggested Services
- Utility Bill: Electric, Gas, Water, Waste, Cable, Telephone or Deed or Lease Contract of Home.
- 3 Months of Personal Bank Statements.
- 3 Months of Business Bank Statements. (if applicable) Voided Check: Must match provided bank account information. Must be for personal bank account. No Starter Checks. Direct Deposit form or Official Letter from the bank if no voided check.
FREE Business Credit and Loan Consultation
Enter your information for your no-cost business credit & loan consultation! (Value $199)
After you fill out the funding form, you will receive an email asking you to verify your subscription. Your subscription verification is CRITICAL and it allows us to receive your funding details from the funding form above. We look forward to working with you on your personal and professional funding goals.
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